1.Heat 3tbsp ghee in a pan and fry cashew nuts and raisins.
2.Add grated carrot and sugar in to the pan. Stir well.
3.Add the remaining ghee and continue stirring.
4.When it is cooked add cooked sago and milk.
5.When the payasam thickens ,add cardamom powder, cashew nuts, raisins and milkmaid.
6.Remove from heat, when done.